Vidya Lakshmi Portal Registration, Benefits, Features, Documents Required

Vidya Lakshmi Portal Registration, Benefits, Features, Documents Required, Login Process, CELAF Registration, Vidya Lakshmi Portal Education Loan Check Status.

Details about Vidya Lakshmi Portal Registration Process, Features and Benefits, Vidya Lakshmi Portal Banks List, Login Process, Required Documents etc.

Vidya Lakshmi Portal is a portal for those students who are looking for the education loan. Under the Guidance of Indian Banks Association, Department of Higher Education, Department of Financial Services this portal has been settled. The NSDL E-Governance Infrastructure Limited will settle and maintain this portal. Students will be able to look and apply for education loan applications in banks with the help of this portal. Students can use this portal to track the applications of education loan anytime anywhere in banks.

On the 15th August 2015, the Vidya Lakshmi Portal has been initiated by the Finance Minister of Government of India in Cooperation with NSDL E-governance infrastructure limited. Students are been provided the details about Government scholarships and educational loans on this portal. This portal is also connected to the national scholarship portal and that is why students can acquire the details and can apply for suitable government scholarships.

Vidya Lakshmi Portal Registration

With the help of Vidya Lakshmi Portal the students can apply for the education loan online. This portal consists 96 different kinds of education loan schemes from a list of 36 banks. It helps students to apply for many banks by filling a single CELAF which is Common Education Loan Application form.

This motive of releasing this portal is to provide easy and user friendly Platform to acquire education loan. This will help students to get education loan without worrying about their financial problems. Students will be able to apply for three different education loan services at the same time via this portal. The loan approval chances of the students also increase with the help of this. Vidya Lakshmi Education Loan helps students to get maximum amount of study loans at minimum interest rate.


  • Students can upload and download application information on this portal.
  • It helps banks to download the loan applications of the students.
  • Banks can upload the status of loan processing.
  • Provide facility to the student to apply to three different banks at a time.
  • On the portal dashboard, candidates can check the grievance status.
  • Students can apply for second loan under some terms and conditions.


  • It gives centralized platform for education loan services to all banks.
  • It gives direct transfer without adding any loan gents in between.
  • Students get the advantage of online complaint management and troubleshooting.
  • It provides a remote service to eliminate the branch visit.
  • It eliminates covered charges and performs faster processing.
  • Gives chances to use a maximum loan amount.
  • Compliance with the central sector interest subsidy for education loan interest benefits.

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Documents Required

  • Last Qualifying Examination Mark Sheet.
  • Income proof.
  • Admission Proof (must consist the institution and course name).
  • Photos to be provided for student / Guarantor / Parent, whose income details have been provided.

Login Process of Vidya Lakshmi Portal Education Loan

  • Visit to the Vidya lakshmi Education Loan Website.
  • Select Login on this page.
  • Select student login.
  • Then, enter the registered email address and password.
  • Then, enter the captcha code as shown in the text box.
  • Click on Login to view the Vidya Lakshmi Dashboard page for students.

Online Registration Process of Vidya Lakshmi Portal

  • Visit to the vidya Lakshmi Website which is
  • Then, click on Register.
  • Then, fill the details such as your full name, date of birth, age, email id, mobile number etc.
  • After that, read the terms and conditions on the registration page bottom.
  • Here, click on Submit button.
  • You will receive a confirmation link on your email id.
  • Click on the confirmation link to confirm your registration.

Vidya Lakshmi Portal Loan Schemes Search

Vidya Lakshmi Education Loan Search Enables students to search for different types of loan schemes as given below: –

Location of StudyCourse TypeThe Requirement of Loan Amount
AbroadPost – GraduateBetween 4.0 lakhs and 7.5 lakhs
IndiaUndergraduateBelow 4.0 lakhs
AllProfessional Course Vocational CourseMore than 7.5 lakhs All Loan Values

In order to search for the accurate loan scheme on vidya Lakshmi portal follow the steps below: –

  • Students need to login to the vidya Lakshmi portal student login.
  • Here search for loan scheme.
  • Here you will see various tabs on the top of the loan search page.
  • Then, you will see a dialog box with three options.
  • The options such as Select the country of study, Select the loan amount required or select course.
  • students need to select any one option.
  • click on search to see a list of banks and the education loan schemes offered by them on the right side of that page.

At the time of searching for loan schemes, students need to remember some details such as: –

  • Maximum Moratorium Period,
  • Minimum Education Loan Interest Rate,
  • The minimum margin for loan repayment,
  • Maximum loan amount,
  • Least Extra charges.

Process of Vidya Lakshmi Portal CELAF Registration

  • Students must log in to Vidya Lakshmi Portal Via their ID and password.
  • Select Loan Application Form from student login page.
  • Read instructions on CELAF Page.
  • Click on Tabs appears on the page.
  • Fill the details as provided in the list.
  • Before going to the next tab, save each tab detail.
  • In the last tab, save the completed application by uploading the required documents.

Vidya Lakshmi Portal Education Loan Check Status

  • Visit to the Vidya Lakshmi student login page.
  • Search for application status.
  • Click on application status to see the loan application status.

CELAF Guidelines Vidya Lakshmi Portal

Students can fill the CELAF to apply for an education loan from Vidya Lakshmi Portal. Through this CELAF students can know that which detail and documents are required for education loan schemes. It also authorized the bank to acquire students documents in one place. so that student do not need to run behind bank officials at the time the education loan permit.

Students need to fill the following details obtainable in Vidya Lakshmi CELAF.

  • Personal Details,
  • Cost of Course or Source of Finance,
  • Required Documents,
  • Detials of Relationship with bank,
  • Prospects of Earning after finishing of the course,
  • Course Loan details,
  • details of Securities Offered.

Vidya Lakshmi Portal Banks List

Under the Indian Banking Association, all the Indian banks are providing loans to the students. it includes non banking financial institutions, Government and private banks, and many other. About 96 different types of study loans from a list of 36 Indian Banks, are been provided in Vidya Lakshmi Education Loan Scheme. The complete list of all these banks and their schemes are provided below: –

Vidya Lakshmi List of BanksVidya Lakshmi Education Loan Schemes
Andhra BankDr. Pattabhi Vidya Jyothi Scheme
Abhyudaya Cooperative Bank LimitedEducational Loan Under the Scheme of
Abhyudaya Gyan Vardhini
Bank of BarodaBaroda Gyan
Baroda Vidya
Baroda Scholar
Baroda Education Loan for Executive
Development Programmes in India
Baroda Education Loan of Premier
Institutions Students
Baroda Education Loan For Executive
Development Programmes Abroad
Skill Loan Scheme
Allahabad BankEducation Loan
Axis BankAxis Bank Education Loan Scheme
Corporation BankCorp Vidya Loan Scheme
Federal BankFederal Special Vidya Loan Scheme
Fed Scholars
Bank of IndiaBOI Star Education Loan Scheme
Central Bank of IndiaCent Vidyarthi
Bank of MaharashtraModel Educational Loan Scheme
Dena BankSkill Loan Scheme (Kaushal Wrin Yojana)
Dena Vidya Lakshmi Education Loan For
Pursuing Higher Education Scheme
Canara BankIBAS Education Loan Scheme
IBA Skill Loan Scheme
Dombivli Nagari Sahakari Bank LimitedVidyavardhini Education Loan Scheme Suvidya Education Loan Scheme
Indian BankRevised IBA Educational Loan Scheme,
IB Skill Development
IB Educational Loan Prime Nit
ICICI BankEducation Loan
HDFC BankEducation Loan
IDBI BankEducation Loan For Vocational Courses
Education Loans for Premier Education
Institutes Students
Education Loan scheme for Other Management
Quota Students
Education Loan for Courses Offered By ICAI
Vidya Lakshmi Portal Banks List
Indian Overseas BankVidya Jyothi Educational Loan Scheme
IOB Career Dream
GP Parsik Bank LtdVidya Siddhi
Kotak Mahindra Bank LimitedKotak Mahindra Bank Ltd
Punjab And Sind BankModel Education Loan for Pursuing Higher
Education Scheme
PSB Excellence Education Loan Scheme
Skill Loan Scheme
Pragathi Krishna Gramin BankVidya Sagar Education Loan
Oriental Bank of CommerceOriental Bank of Commerce
New India Cooperative Bank LimitedVidya Vikas Loan Scheme
Karur Vysya BankKVB Educational Loan
Karnataka Bank LimitedKBL Vidyanidhi Scheme Skill Loan Scheme
UCO BankUCO Super Premier Educational Loan
UCO Education Loan
UCO Premier Educational Loan Scheme
Syndicate BankSkill Loan
State Bank of IndiaSBI Skill Laon Scheme
SBI Scholars Loan Scheme
SBI Student Loan Scheme
Punjab National BankPNB Kaushal
PNB Saraswati
RBL Bank LimitedEducation Loan
Tamilnad Mercantile Bank LimitedTMB Skill Development Loan
TMB Education Loan
TMB Super Education Loan Scheme
Yea BankYes Education Loan
United Bank of IndiaUnited Education Loan
United Education Loan In Management
United Superb Education Loan
Union Bank of IndiaUnion Education
Vijaya BankIBA Model Education Loan for Other
Institutions in India
IBA Model Education Loan Abroad
IBA Model Education Loan for Top Rated
Institutions in India
Skill Loan Scheme Education Loan Under Management Quota
(Non-IBA) Students

Online Registration Category Link: – Click Here

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