Aponar Apon Ghar Home Loan Subsidy Apply Online, Amount, Eligibility, Benefits, Interest and Support Rates, Required Documents.
Get the detail about the Aponar Apon Ghar Home loan subsidy scheme online apply, it’s eligibility, benefits, beneficiaries, in other details in the below article.
The Aponar Apon Ghar home loan subsidy scheme has been started by the assam state government. The skin has been started to offer monetary help to the Assam state people so that they can build their own pucca house. A Subsidy of up to 2.5 lakh rupees will be provided by the awesome state government to the beneficiaries under this Yojana so that they can build their own house. The benefit of this Yojana will be provided to the eligible Candidate only if they are applying for this Yojana for the first time. In order to get the detailed information about this Yojana, you need to read the complete below article.
Aponar Apon Ghar Home Loan Subsidy Scheme
The state government of Assam has started the Aponar Apon ghar home loan subsidy yojana for the residents of Assam. we Everybody Desire to have our own house so this Yojana helps the people who don’t have their own pucca house by providing them this yojana. The Assam state government good provide loans with low interest rates for the purchase of new house.
All those people who don’t have their own house will get the benefit of this Yojana. Under the government will provide a home subsidy of 2.5 lakh rupees on a loan of up to 40 lakh rupees. The government workers will be paid 3.5% in the interest subsidy by the government under this Yojana. The maximum home loan amount under this Yojana is 15 lakh within a 20 year.
Overview of the Aponar Apon Ghar Home Loan Subsidy Scheme
| Article About | Aponar Apon Ghar Home Loan Subsidy Scheme Apply Online |
| Year | 2023 |
| Scheme Name | Aponar Apon Ghar Home Loan Subsidy Scheme |
| Started By | Assam State Government |
| State | Assam |
| Objective | To offer Low-interest loans to the homeless people so that they can build houses |
| Beneficiaries | Only Assam State Residents |
| Benefits | All those students who don’t have their own home will get a low-interest loan so that they can also buy a home with the help of this yojana |
| Application Process | Online |
| Official Website | https://assam.gov.in/ |
Eligibility Criteria
- Only the Assamese state permanent resident will be able to apply under this Yojana.
- The sole loan amount that has been provided under this Yojana to the applicant is 40 lakh rupees.
- The potential applicants must already possess a pucca house.
- The applicant must acquire a mortgage loan from a state owned scheduled commercial bank, regional rural bank, assam co-operative apex bank.
- The applicant must not have previously taken out a mortgage loan under any housing program.
- The building should be the first joint family construction project.
- The combined Annual income of the family of the person must not be exceed Rs. 20 lakhs.
Required Documents
The people who wants to apply under this Yojana have to provide some required documents which we have been provided below: –
- Annual income certificate,
- Identity Proof,
- Awesome state residence proof,
- Bank account details,
- Home loan amount related documents.
Benefits
- Under this year, the beneficiary will get up to Rs. 40 lakh in loan and recipients will also receive 2.5 lakh rupees in subsidy.
- The benefit of this Yojana will be provided to the people who wants to build their own homes.
- With the help of this program everyone will be able to construct their own pucca house.
Interest and Support Rates
| Particulars | Men | Women |
| Loan amount | Rs. 15 lakh | Rs. 15 lakh |
| Interest subsidy | 3.5% | 3.5% |
| Interest rate after subsidy | 5.5% | 5% |
| Maximum loan tenure | 20 years | 20 years |
EMI for the loan of 15 lakh rupees for 20 years
| After subsidy | Rs. 10,318 | Rs. 9,899 |
| Before Subsidy | Rs. 13,017 | Rs. 13,017 |
Apply Online forAponar Apon Ghar Home Loan Subsidy Scheme
All those people who wants to apply for the Aponar Apon Ghar Home Loan subsidy scheme they need to follow the steps that we have provided below: –
- Firstly visit to the official website of this Scheme i.e., https://assam.gov.in/
- After this click on the link of Aponar Apon ghar home loan subsidy scheme.
- The application form will show up in the next page.
- Now fill the form correctly with all the asked details.
- Upload the require document also.
- Click on the submit button.
Assam Govt Scheme Category Link: – Click Here