Karma Sathi Prakalpa Scheme Apply Online Process, Eligibility, Benefits, Documents, Key Points, Objective, Features, How to Check Beneficiary List?
Get the Details about the Karma Sathi Prakalpa Scheme Online Apply Process, its eligibility Criteria, Features, Required Documents to Apply, Benefits and Beneficiary List Check Process in the below article.
West Bengal Karma Sathi Prakalpa
The Chief Minister of West Bengal State has launched this Karma Sathi Scheme in the state. This yojana has been released with the aim of providing job opportunities to the young youth of the state. Under this yojana the beneficiary will be provided the loans of up to two lakh rupees by the state government. If you also wants to know about this yojana in detail, then go through the complete below article.
The West Bengal State Government has started this West Bengal Karma Sathi Prakalpa yojana to provide job opportunities to the citizens of the state. The Chief Minister of West Bengal State Mamata Banerjee Ji has launched this yojana in 2020 in a press conference by the Finance Minister Mr. Amit Mitra. The young youth who are not able to acquire the job opportunities will get incentive with the help of this yojana.
Overview of the Karma Sathi Prakalpa Scheme
Article About | Karma Sathi Prakalpa Scheme Apply Online Process |
Year | 2023 |
Scheme Name | Karma Sathi Prakalpa Scheme |
Launched by | West Bengal State Government |
Nodal Ministry | Department of Micro, Small and Medium Enterprises and Textiles |
Objective | Providing Loans of up to two lakhs |
Beneficiary | Jobless Youth |
Key Points
- The Karma Sathi Prakalpa Scheme has been launched by the WB Government with the aim of facilitating young entrepreneurs of the WB State in setting up new manufacturing enterprises and small businesses including trading and services.
- For taking up new project up to two lakh rupees, the soft loan and subsidy will be provided under this yojana.
- Applicant must be 8th standard pass for the benefit of this yojana.
- People of 18 to 50 years age who are residing in the west Bengal state will be able to acquire the benefit of this yojana.
Objective
The Purpose of this West Bengal Prakalpa Yojana is to provide loans to jobless youth of West Bengal State. This will help in providing them employment by initiating new business. Vis this yojana, the unemployment rate in the West Bengal State will also reduce. The financial Condition of the citizens will improve.
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Eligibility Criteria
- Only the West Bengal State Resident will be able to apply under this yojana.
- The applicant must have passed 10th and 12th class from recognized board.
Required Documents
- Aadhar Card,
- Address Proof,
- Voter ID Card,
- Educational Certificate,
- Passport Size Photograph.
Benefits
There are so many advantages of this yojana for the citizen of West Bengal State. The loans will be given of up to Rs. 200000. Via this loan, the youth of the west Bengal state will be able to acquire job opportunities according to their interest. With the loans that are provided to the jobless youth, they will be able to create new means of jobs and related opportunities for themselves. They can initiate their own business.
The government has provided the subsidy for this project as mentioned below: –
Subsidy | Description |
Project Subsidy | Fifteen percent of the project cost to a maximum of 25,000 rupees |
Interest Subsidy | Fifty percent of the interest for timely repayments for maximum period of 3 years Forty percent of the interest for all other cases for maximum period of 3 years |
Features
For Rs. 50,000 Loan Amount for all categories: –
Own Contribution | Five Percent of Project Cost |
State Co-op Bank Loan | Eighty percent of Project Cost |
Project Subsidy by Government | Fifteen percent of project cost (Maximum Amount of Rs. 25,000) |
For Loan amount above Rs. 50,000 for General Category: –
Own Contribution | Ten percent of project cost |
State Co-op Bank Loan | Seventy five percent of project cost |
Project Subsidy by Government | Fifteen percent of project cost (maximum amount of Rs. 25,000) |
For ST/SC/Women/Minority/Differently Abled: –
Own Contribution | Five percent of Project Cost |
Bank | Eighty Percent of Project Cost |
Project Subsidy by Government | Fifteen percent of project cost (Maximum amount of Rs. 25,000) |
- The government will provide the interest subsidy to the beneficiary up to the period of 3 years.
- The beneficiary will be provided the interest subsidy for three years only by the government if the loan is to be repaid by the beneficiary in the more than 3 years.
- For regular repayment, The govt will refund fifty percent of the interest paid by the beneficiary in three years, into the beneficiary bank account as interest subsidy.
- For all other cases, the govt will refund forty percent of the interest paid by the beneficiary in three years, into the beneficiary bank account as interest subsidy.
- Only the aspiring entrepreneurs who are enrolled with the employment bank will be given the preference.
Apply Online for Karma Sathi Prakalpa Scheme
- Go to the Website of this Scheme.
- Then, click on scheme option.
- After that, Click on Karma Sathi Prakalpa Yojana.
- Then, click on apply now.
- After that, application form will open. here, Fill the asked details.
- Upload the necessary documents.
- Click on submit.
How to Check Karma Sathi Prakalpa Scheme Beneficiary List?
- Go to the Website of this yojana.
- Then, click on the Option of Scheme.
- After that, select the West Bengal Karma Sathi Prakalpa Scheme.
- Then, click on the Beneficiary List option.
- Now, Select your Block, District and Mandal and other details. After providing these details the beneficiary list will show up on your device’s screen.
West Bengal Govt Scheme Category Link: – Click Here