Bhabishyat Credit Card Scheme Apply Process, Eligibility Criteria

Bhabishyat Credit Card Scheme, Eligibility Criteria, Required Documents, Bhabishyat Credit Card Scheme Offline Apply Process.

The Bhabishyat Credit Card Scheme is a new initiative of West Bengal State Government that provides loans of up to five lakh rupees with the state acting as a guarantee for prospective projects. This is a very good chance for anyone who wants to start their own business. They can apply for this program online starting in the 2023.

Bhabishyat Credit Card Scheme Apply Process

The motive of this program is to give eligible participants with credit cards so they can apply for the financing for various purposes, like starting a new business, enlarging an existing one, or meeting the other financial obligations. The initiative aims to encourage teenagers in the state to explore opportunities for self-employment.

A business venture can be financially lucrative and a source of revenue. Although many people desire to launch their own enterprises, they typically lack the necessary capital. To solve this issue, the West Bengal state government is currently providing loans. Because the government will serve as a guarantor under the system, loans can be disbursed without a guarantee.

Eligibility Criteria

  • The person must be a permanent resident of West Bengal State.
  • This program is started for the people who wants to initiate their own business nut require financial assistance.
  • Applicant must provide the documents such as Aadhar Card, PAN Card, Ration Card, Photograph along with their application form.

Required Documents

  • Aadhar Card of the Applicant,
  • Work Performance,
  • Genuine West Bengali Certificate,
  • Recent Passport Size Photo,
  • Mobile Number,
  • Ration Card Copy,
  • Loan Application,
  • Applicant’s Pan Card photocopy.

Bhabishyat Credit Card Online Application Process

  • Go to the Official Website of this yojana.
  • Then, search for the Bhabishyat Credit Card Yojana Online Application URL.
  • After that, click on that link to access the application form for this yojana.
  • Just Download the form, then start providing the necessary details.
  • Provide only correct details.
  • Provide the required documents such as loan documents, a business proforma, a copy of an Aadhar Card, Pan Card copy, A ration card copy, Recent Passport sized Photograph.
  • Send complete application form and required documents to the bank.
  • If you meet the criteria, then the bank will evaluate your application and issue you Five lakh rupees credit card.

In order to acquire the benefit of this yojana, the candidate must have resided in the West Bengal for the previous 10 years and only one family member will be able to apply for this yojana.

Bhabishyat Credit Card Offline Apply Process

  • The WB Bhabishyat Credit Card Offline Application Form is accessible from the Department of MSME&T Office.
  • Take the application and complete it fully.
  • Include the necessary supporting paperwork with it.
  • Deliver the WB Bhabishyat Credit Card Yojana Offline Application Form together with all required supporting files to the Department of MSME&T’s District Office.
  • The department Officers will examine the application forms.
  • After that, in order to pick up your card, visit the Department of MSME&T Office.

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