Odisha Mo Ghara Yojana Online Apply Process, Eligibility, Required Documents, Benefits, Subsidy Details of Odisha Housing Loan Yojana.
Odisha Mo Ghara Yojana
The Chief Minister of Odisha State has started this new scheme Odisha Mo Ghara. As per this yojana, the rural areas people will be provided financial help. The families who are living in single roof and kaccha house will be able to get the housing loan of up to three lakh rupees under this yojana. From the 16th June 2023, the Odisha Mo Ghara Yojana Registration will Start.
The interested candidates can visit to the official website of rhodisha.gov.in and can submit their form there. The Odisha State govt will endure the expenses of more than two thousand crore rupees for more than four lakh beneficiaries.
Overview of the Mo Ghara Yojana Registration
| Article About | Mo Ghara Yojana Registration Process |
| Year | 2023 |
| Scheme Name | Mo Ghara Yojana |
| State | Odisha State |
| Released By | Odisha State Govt |
| Objective | To Provide Housing Loan to Rural Area People |
| Beneficiary | Rural Area People |
| Amount of Loan | Three Lakh Rupees |
| Repayment in years | Ten |
| Application Date | 16th June 2023 Starting Date |
| Mode Of Application | Online Mode |
| Slabs | 1L, 1.5L, 2L and 3L |
| Total Budget | More than 2000 crore rupees |
| Official Website | https://rhodisha.gov.in |
Eligibility Criteria
- Those families who are staying in the Single pukka room or kutcha house.
- Those families who have not get any advantage from the govt in the past.
- If the family member is a regular govt employee then they can not acquire the benefit of this yojana.
- Family must not have motorized four wheelers for personal use.
- The income of the family must not be more than 25,000 rupees per month.
Required Documents
- Aadhar Card,
- Caste Certificate,
- PWD Certificate,
- Income Certificate,
- Passport Size Photograph,
- KYC Documents,
- Land Record.
Benefits
- Up to Three lakh rupees housing loans will be provided.
- In the ten years time duration, the loans can be repaid.
- The prepayment charges will not be applicable.
- The banks will not charge any processing fee.
- Applicants can invest ten percent in the loan in the form of labor or cash.
- Applicants can acquire advantage of electrification, drinking water, rural sanitation, and other benefits.
Subsidy Details of Odisha Housing Loan Yojana
| Loan Amount | Subsidy for ST and ST | Subsidy for General |
| One lakh | 40,000 | 30,000 |
| 1.5 lakh | 55,000 | 45,000 |
| Two lakh | 70,000 | 60,000 |
| Three lakh | 70,000 | 60,000 |
Online Apply Process of Odisha Mo Ghara Yojana
- Visit to the Official Website of rhodisha.gov.in
- Then, click on the Link of Odisha Mo Ghara Yojana Registration 2023.
- Validate a New ID and Password via OTP.
- Application form Will open.
- Then, fill the details and upload the scanned documents.
- Then download the Application form of Odisha Mo Ghara Yojana 2023.
- And then you will be able to get the print out of it.
Odisha Govt Scheme Category Link: – Click Here